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College checking account offer

Exclusive College Offer

Perfect for students

  • No monthly fees

    No monthly fees

    when you choose online statements2
  • Digital wallets

    Connect to Digital Wallets

    fast, secure payments
  • Block and unblock your card

    Block / unblock

    your debit card in seconds
  • Zelle transfers

    Zelle®

    send and receive money instantly3
  • Overdraft Protection

    Overdraft protection

    with no transfer fee4
  • QuickSave

    QuickSave℠

    automatic savings with matching5
  • ATM locations

    Access cash

    Free access to more than 450 ATMs statewide

What you'll need to get started

  • $50 opening deposit
  • Two forms of ID; one of which must be your student ID from any college, university, or vocational school. Accepted forms of ID.

Schedule an appointment     Contact us

More about your offer

1. Customer must present current and valid school ID from any college, university, or vocational school to qualify for the offer. Offer available to new customers only. New customer is defined as individuals not listed as a primary accountholder on an existing checking account or checking account that has closed within the last 180 days. One bonus per account. The offer is $300 for an Access Checking account. Student must be listed as primary owner on the new checking account.

To receive the bonus with online account opening:
a) Open a new account online;
b) email a photo of current college ID and new account number to CollegeCash@bokf.com within 60 days of account opening;
c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
d) 10 debit card transactions within the first 90 days of account opening.

To receive the bonus with a banking center or phone (ExpressBank) account opening:
a) Open a new account either by visiting a banking center or by calling ExpressBank;
b) show proof of current enrollment in a college, university or vocational school; and
c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
d) 10 debit card transactions within the first 90 days of account opening.

Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open at the time of payout. The bonus is considered interest and will be reported on IRS form 1099-INT. Offer ends on 3/31/2025.

2. There is no monthly service fee for Access Checking. If you choose to receive a monthly statement via postal mail, a statement fee of $2 will be assessed each month. To avoid this fee, you can turn off paper statements by logging in to Online or Mobile Access, selecting "online only," and accepting the Online Statements Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.

3. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

4. If you are enrolled in Overdraft Protection, we will automatically transfer any available funds at no charge to you from your linked savings, money market account or personal line of credit with us into your checking account at the end of any business day on which your Available Balance is less than zero. Limited to one linked savings or money market account or personal line of credit as a source of funding. Accounts are not automatically linked. Please notify your banker which account should be linked.

5. Learn more and view QuickSaveSM Terms and Conditions.

Already a Bank of Oklahoma customer?

Use your existing Digital Access username and password to expedite the process and see all your applications in one place.

Blend Labs, Inc. hosts the online application for us.